Affordable opportunity! with flexibility in a convenient Merrill location! This well-situated home offers a unique layout ideal for buyers looking to create a mother-in-law suite, multi-generational living space, or an owner-occupied income opportunity. With a second living area that can be easily adapted for separate use, this property opens the door to rental income, shared housing, or private guest quarters while still maintaining comfortable everyday living. Conveniently located on the east side of Merrill, easily access parks, schools, shopping, dining, medical services, and downtown amenities make everyday life simple and convenient. The affordable price point makes this an attractive option for buyers looking to build equity while exploring creative living or income-producing possibilities. Whether you're a first-time buyer hoping to offset your mortgage, a household needing flexible living space, or someone planning for future income potential, this home delivers versatility, location, and value in one smart package.,There are 2 furnaces, 2 mini-splits for a/c, 2 electrical panels & meters, 2 laundry areas (main and upper).