Nearly 100' of no bank waterfront, unobstructed views, this is quintessential Pacific NW living! Luxurious, spacious and unique 3-bedroom, +bonus room + den waterfront home with spectacular views of the Olympic Mountains. Enter across a tranquil koi pond into this striking two-story cedar and natural rock home featuring a dramatic 25-foot indoor waterfall & pond. Inside, enjoy a spacious kitchen with stainless steel appliances, cherry hardwood floors and a wine fridge. The wraparound living room has floor-to-ceiling windows showcasing sweeping Puget Sound and mountain views, filling the home with natural light. The family room is anchored by a black rock 6-foot flute wood-burning fireplace and has a wet bar. Plantation style shutters thru home. Main level includes: kitchen, 2 dining areas, living room, a primary suite w/bath, a convenient half bath, large laundry room and access to the attached two-car garage. Two primary suites provide excellent flexibility for guests or multi-generational living. The main-level primary suite features a private sauna, bath, and direct access to the deck, while the upper primary suite offers a five-piece bath and private balcony overlooking the bay.Outside, enjoy 80+ feet of no-bank waterfront from your large deck built over a stunning white crushed shell beach—an exceptionally rare setting. With 3,430 sq ft, no HOA, and a truly special waterfront lifestyle, this home is a private oasis.