Waterfront in the heart of Urbanna! Welcome to 441 Knapp Street, a 3 bedroom, 2 full bath brick home situated on approximately 0.62 acres along Perkins Creek with its own private dock and pier. Located right in the Town of Urbanna, this property brings together waterfront living and the convenience of being close to restaurants, shopping, marinas and everything this small river town has to offer. Slip #30 at Urbanna Harbor Yacht Club is also available for purchase for an additional $35,000, giving you easy access to the water and a dedicated place to keep your boat right here in Urbanna. At the private dock behind the home, water depth fluctuates with the tide, with the seller reporting approximately 3 to 4.5 feet as typical conditions. Buyers should independently verify water depth, navigability and suitability for their intended use. The home offers comfortable main-level living along with a partially finished basement that provides additional living space, storage and flexibility depending on your needs. Outside, enjoy the waterfront setting, private dock and pier, porch and deck areas, plus additional storage around the property. Major improvements include a roof replaced in 2020 and a new septic system installed in spring 2026. Whether you are looking for a full-time home, river getaway or a place to enjoy boating and everything Urbanna has to offer, 441 Knapp Street gives you waterfront access right from your own backyard while keeping you close to all the charm of town.