Charming Saltbox Home in the Heart of Urbanna – Steps from the Rappahannock River. Welcome to this beautifully maintained, classic saltbox-style home located in the picturesque town of Urbanna. Perfectly situated just across the street from the Rappahannock River and a short stroll to Waterman’s Park, this quality-built residence offers the ideal blend of charm, comfort, and convenience. Step inside to discover rich wood accents and timeless craftsmanship throughout. The spacious family room invites you in and flows seamlessly into the formal dining room, complete with a gas fireplace, custom built-ins, and classic brickwork—perfect for entertaining or cozy evenings at home. The adjacent kitchen is both functional and inviting while the first-floor primary suite offers exceptional comfort with a walk-in closet, two additional closets, and a private en suite bath. Upstairs, you'll find two additional bedrooms, a full hall bath, and generous storage options including a walk-in attic and additional eaves space. Enjoy peaceful mornings and evenings on the screened porch, where you can take in the sights and sounds of the local wildlife. The heated and cooled oversized garage adds convenience and year-round utility. Recent updates include: New roof (2025), New upstairs HVAC (2025), Tankless Rinnai water heater, LeafGuard gutter system, central vac system, Pella windows and a whole-house generator. Located in a golf cart-friendly community with optional access to a nearby pool, this home offers a relaxed lifestyle. Come experience the best of river living in charming Urbanna! Home of the Urbanna Oyster Festival!