Welcome to easy living in this spacious 4-bedroom ranch home in Lake Monticello—no gates, no steps! Enjoy step-free access from the driveway into the finished terrace level, perfect for guests or multigenerational living. Inside, you’ll find hardwood floors, granite countertops, and a gas fireplace with built-ins in the living room. The private split-bedroom layout offers comfort and space, with a large primary bedroom suite featuring a walk-in closet and an oversized vanity. The kitchen includes all appliances, and the washer and dryer convey for added convenience. Outdoor living shines with a deck, screened porch, covered front porch, and hot tub—set against peaceful wooded views for ultimate privacy. The terrace level offers a full bath, kitchenette, and separate entry, ideal for in-laws, guests, or rental potential. An oversized 2-car garage provides ample storage. Located in the outside section of Lake Monticello—no gate access required—this home blends comfort, flexibility, and natural beauty in one desirable package. Conveniently located only 25 minutes to Charlottesville and 20 minutes to Zion Crossroads!