VA Assumable Loan with a 3.75% interest rate! Discover the potential in this spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living ? beaches, pool, golf, and more. Step inside to find multiple living areas, including a front sitting room, a formal dining room, and a large living room with fireplace that opens to the kitchen ? ideal for gatherings and everyday life. The home also features front porch and back decks, perfect for morning coffee or evening relaxation surrounded by mature trees. The home has endless potential to become your dream retreat and has a single car garage equipped with a mini split air conditioning unit. With a thoughtful layout, generous square footage, and a great location, it?s ready for your personal touch! Enjoy all that Lake Monticello has to offer ? gated security, community beaches, golf, tennis, pool, restaurants, and more ? just a short drive to Charlottesville, Zion Crossroads, and local conveniences.,Oak Cabinets