BETTER THAN NEW RANCH with a full finished terrace level & a TRUE IN-LAW SUITE complete with 2nd full kitchen/2nd laundry. This well cared for home offers 2 separate living quarters, ideal for multi-generational living or guests. Main level features vaulted ceilings, solid hardwood floors thru-out (no carpet), a gas fireplace, wide hallways, custom lighting & custom shutters. Kitchen includes granite counters, custom pull-outs, ss appliances, backsplash, breakfast bar & opens to the dining area. The spacious primary suite offers a walk-in closet, double vanity, linen closet, tile flooring & 5' shower. Guest bedrooms feature ceiling fan/light combos & lighted closets. A large laundry room off the garage includes extra cabinetry & a wash basin. The finished terrace level provides a separate entrance, full kitchen with custom in-laid cabinetry, stone counters, ss appliances, 2nd washer/dryer, full bath, 4th bedroom, and large workshop with shelving & surround sound. Enjoy outdoor living with a deck with awning, large patio, gazebo/covered patio, covered front porch & plenty of extra room for boat parking. Located on a cul-de-sac in the golf course section of Lake Monticello, this home is perfect for entertaining and everyday comfort.