Tucked away on a quiet cul-de-sac in the Cherokee neighborhood of Lake Monticello, this beautifully updated 4-bedroom, 3-bath home offers the perfect blend of privacy, comfort, and convenience. Located outside the gated entrance, you'll still enjoy access to all of Lake Monticello's amenities, including beaches, golf, pool, clubhouse, dining, playgrounds, and more. Surrounded by full trees and overlooking a creek, this property offers a setting that's hard to find. Relax on the new upper deck, unwind around the fire pit, tend to the raised garden beds, or enjoy the fenced backyard with plenty of space for kids and pets. The new oversized lower deck is already equipped with a hot tub hookup, making it easy to create your own backyard retreat. Inside, the bright, open main level features vaulted ceilings, hardwood floors, and a stunning stone gas fireplace. The kitchen offers stainless steel appliances, a new dishwasher, updated backsplash, and a functional layout that flows seamlessly into the dining area and upper deck, perfect for entertaining. The spacious primary suite includes a soaking tub with wooded views, a walk-in closet, and a wall-mounted TV that conveys. The finished walk-out basement features new LVP flooring, a fourth bedroom, third full bathroom, and flexible living space ideal for a recreation room, home office, gym, or guest suite. Recent seller improvements include a freshly painted garage, professionally cleaned garage floor, and extensive outdoor cleanup, making this home shine inside and out. Other recent property updates include a new HVAC system (2024) and new water heater (2023). The outdoor shed has power, great for extra storage. Complete with an oversized two-car garage and generous paved parking, this move-in ready home offers the space, setting, and lifestyle you've been searching for.