Nestled among mature hardwoods off Washington Cove, this waterfront home is just a short boat ride from the main body of Lake Monticello. Located in a gated, amenity-rich golf course community only 25 minutes from Charlottesville, the property offers a private boat dock and bulkhead for relaxing and fishing, a full-length rear deck with a screened porch and space for a hot tub, peaceful cove views, and a gently sloping gravel walkway to the water. Inside, the open great room features cathedral ceilings, beautiful hardwood floors, and a gas fireplace. The home offers four bedrooms and three full baths, including a primary suite with a cathedral ceiling, hardwood floors, soaking tub, double vanity, separate shower, and two closets. The finished walkout terrace level includes the fourth bedroom, third full bath, a spacious family room with a freestanding gas fireplace, a flex room currently used as a home gym, and a large storage area with built-in shelving. Enjoy peaceful lakefront living, convenient community amenities, and easy access to Charlottesville or Richmond!