**5.63% INTEREST RATE** TAKE ADVANTAGE OF LOWER PAYMENT!** Adorable, updated cottage bungalow nestled on a peaceful 3-acre setting in Hanover County! This charming 2-bedroom, 1-bath ranch offers a comfortable open floorplan with the beautifully remodeled kitchen flowing seamlessly into the family room—perfect for everyday living and entertaining. The kitchen features new white shaker cabinetry, new countertops, new sink and faucet, new appliances, and a convenient pantry. The remodeled bathroom offers a new toilet, new vanity, walk-in shower, new plumbing fixtures, & a very large linen closet. Additional updates include new LVP flooring in the main living areas, new carpet in both bedrooms, new lighting throughout, and fresh interior paint. The major updates continue with a new HVAC system, new electrical wiring, new plumbing, new well pump, and new water heater. Exterior improvements include siding that has been sealed, primed and painted where needed, along with a metal roof that has been sealed and coated with fibered roof paint. Enjoy the tranquility of this lovely 3-acre property from the welcoming front porch, where you can relax and take in the peaceful country setting—including the sweet horses and donkeys grazing across the street! Turnkey and move-in ready, this home offers an excellent opportunity for a first-time buyer, someone looking to downsize, a small scale homesteader-- think chickens and large garden--, or even an investor seeking to add a low-maintenance property to their portfolio. This one offers a private oasis without the isolation-- just 25 minutes to Short Pump, close to Rt 33, Mountain Rd corridor, & a short commute to the town of Ashland. Added bonus includes Hanover County award winning school district. Come enjoy the charm, privacy, and peaceful setting this delightful cottage has to offer! Eligible for USDA Loan, NO MONEY DOWN!! **SELLER OFFERING 5.63% INTEREST RATE** with a BUYDOWN!!