A rare blend of tranquility, location, and lakefront living -- a waterfront retreat set in a peaceful Smith Mountain Lake cove with no HOA and full short-term rental capability for those who desire income flexibility. Protected from heavy boat traffic, the cove offers uninterrupted mornings of paddle boarding, fishing and swimming from a well-designed dock complete with a powered boat lift for effortless lake access; you can get out on your boat and enjoy the water right now! Wildlife thrives along the shoreline, where deer wander through the trees, birds glide over the trees, and ducks swim in the cove feeling like your own private sanctuary. Seasonal living is equally inviting: crisp autumn nights around the fire pit, and cozy winter evenings warmed by a wood stove that adds charm while helping reduce energy costs. Although the property enjoys the privacy and freedom of no homeowner's association, it sits within a highly desirable waterfront community offering golf and resort-style pool just moments away, that's yours to choose if you'd like to take advantage of. You're minutes from Westlake's shopping, lakefront dining and Smith Mountain Lake State Park by boat, with beaches, hiking trails, and year-round recreation. This lake retreat delivers peaceful cove living, community amenities, rental flexibility, and unbeatable lake access -- all in one of the most sought-after locations on Smith Mountain Lake.