This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.