Welcome to your fully furnished, turn-key lake-access retreat, perfectly situated on the fun and vibrant public side of Lake Anna in the highly sought-after, gated Pine Harbour subdivision. Nestled on a private .92 acre lot, this charming home offers the ideal setting for a full-time residence, weekend getaway, and so much fun! Inside, you'll find 1,188 square feet of well maintained living space, featuring an open floor plan with 3 bedrooms and 2 full bathrooms. The family room flows seamlessly into the kitchen, which offers stainless steel appliances and a convenient breakfast bar with seating. Luxury vinyl plank flooring runs throughout the main living areas, while the bedrooms are comfortably carpeted. The primary ensuite offers a relaxing escape with a large soaking tub and separate shower. Two additional bedrooms, a second full bath, and a laundry room complete the interior. Step outside to the brand new massive back deck, completed July 2025, ideal for entertaining or unwinding in nature. A huge 32x28 detached garage with electric, insulation, a 10x7 boat-friendly door, a mounted electric heater, fans, and metal roof provides plenty of space for boat storage, lake toys, or even a workshop. A shed also conveys for additional storage. Enjoy the perks of lake living in this golf cart-friendly community, which includes a private boat ramp, large picnic pavilion, gazebo, and boat slips—some available on a first-come, first-served basis and others available for yearly lease. Spend your days boating, fishing, or relaxing on the water. Located mid-lake, you're just minutes from groceries, restaurants, Lake Anna Taphouse, and other conveniences. Fiber internet by Firefly is currently being installed in the neighborhood and expected to be connected in 2025. Whether you're looking for a peaceful year-round residence or a lake escape to make memories, this home is ready for your next adventure! Comes furnished and the mower also conveys!