Welcome to life at Lake Anna in the sought-after Pine Harbour community””where comfort, flexibility, and opportunity come together. At 34 Hemlock Ln, you'll find a home designed to fit the way you live today. With 5 bedrooms and 3 full baths, this property offers space to gather, unwind, and grow. The main level welcomes you in with an easy, functional layout that makes everyday living simple and enjoyable. Step outside to the large back deck””perfect for morning coffee, weekend grilling, or relaxing evenings under the stars. The 2-car garage and storage shed provide plenty of room for lake toys, tools, and everything in between. What truly sets this home apart is the fully finished lower level with a basement apartment currently generating $1,200 per month in income. Whether you continue using it as a rental, host extended guests, or create a private workspace, this added flexibility opens the door to smart living and long-term value. The home does have some deferred maintenance, giving you a great opportunity to personalize and improve over time””while the rental income helps offset those updates. It's a rare chance to step into homeownership with built-in support. Located in the gated Pine Harbour community, you'll enjoy access