Looking for an easy, carefree lakeside retreat at Smith Mountain Lake? This well-maintained, 3-level townhome is tucked away in the highly sought-after Monoacan Shores community within Craddock Creek, near channel marker C-6. Inside, you'll find three comfortable levels of living space with 2 bedrooms and 3 full bathrooms, offering plenty of room and flexibility for family and guests. The best part? You get beautiful, tranquil water views and your own assigned boat slip, making it the perfect spot to kick back and enjoy everything the lake has to offer from a great location in the community. A standout feature of this property is the assigned covered boat slip - a rare and highly coveted amenity at Smith Mountain Lake, where slips are sought after and in short supply. This one comes equipped with a custom Tritoon drop-down cover, a premium upgrade representing a significant investment and one that offers superior protection for your boat year-round. Step inside to a bright main-level great room featuring a vaulted ceiling, skylights, and a cozy gas-log fireplace opening onto a deck with beautiful views of the lake and community grounds. The open kitchen overlooks the dining area and great room, making it easy to entertain. The main level is complete with a welcoming entrance foyer, a guest bedroom, and a full bathroom. The upper level features the primary suite, offering a private escape with a vaulted ceiling, a view overlooking the great room below, a full bathroom, and a generous storage closet. On the lower level you'll find a spacious family room with a second gas-log fireplace that opens to a covered patio overlooking the lake - the perfect setting to unwind. This level also includes a full bathroom, a laundry/utility room, and a storage room. This home includes all furniture and decorator items. Short-term rentals are welcome, making this a fantastic option as a personal getaway or income-producing property. Monoacan Shores is an independent subdivision located within Mariners Landing but is not part of, nor governed by, the Mariners Landing POA, meaning you're free from those association fees. For those who want added amenities, an optional membership to the Mariners Landing Country Club is available for a separate fee, offering access to an 18-hole golf course, two outdoor pools, an indoor pool, a fitness center, tennis, basketball, volleyball, pickleball, a hot tub, and miles of walking and biking trails. Live your dream with endless days of boating, fishing, and peaceful relaxation.