LOWER YOUR RATE OR REDUCE YOUR CLOSING COSTS! Seller is offering up to $5,000 toward buyer closing costs and/or an interest-rate buydown with an acceptable offer, subject to lender approval. Buyers may be able to use this credit to reduce their interest rate and monthly payment--or keep more cash in their pocket at closing. Built in 2025, this thoughtfully designed 3-bedroom, 2-bath home offers 1,792 sq ft of bright, open living space in a peaceful setting surrounded by mature trees. Soaring ceilings, abundant natural light, low-maintenance flooring, and an open layout create a welcoming feel throughout. Outside, an expansive back deck spans nearly the length of the home and includes a hot tub--perfect for entertaining, relaxing, or enjoying the privacy and shade of the wooded surroundings. The extended lot is just under 2 acres with NO HOA, while the two-car garage provides plenty of room for vehicles, storage, and lake gear. A new well was installed in 2024. Smith Mountain Lake access is just a short walk down the hill, with a usable community boat launch and picnic area making it easy to get out and enjoy the lake. Short-term rentals are permitted, providing flexibility for a full-time residence, weekend lake getaway, or investment property. With successful short-term rentals already operating in the neighborhood, this property offers exciting possibilities. Newer construction, nearly 2 acres, no HOA, lake access, rental flexibility, and $5,000 in seller assistance--a hard-to-find combination at Smith Mountain Lake.