Open House: Saturday, October 24, from 12:00 PM to 2:00 PM RARE ASSUMABLE FHA LOAN IN THE LOW THREE! Major Financial Incentive: The seller holds an FHA loan at a phenomenal low interest rate eligible for assumption, giving qualified buyers a rare opportunity to secure a historically low rate and drastically lower monthly payments. Stop scrolling—this stunning 4-bedroom, 3.5-bathroom Colonial in Chancellor Crossing combines unbeatable financing with incredible space, modern updates, and unmatched privacy. Nestled on a beautifully landscaped, private 0.59-acre lot, this home offers over 4,000 finished square feet across three well-designed levels. Step inside to gleaming floors, sun-filled rooms, and a seamless flow ideal for everyday living and entertaining. The main level features a warm brick fireplace and a gourmet-ready kitchen setup. The Updates & Space: Enjoy modern finishes throughout plus a versatile daylight lower level featuring 70% finished space (perfect for a media lounge or gym) and an expansive unfinished area with a 3-piece rough-in for a future bath—offering instant equity potential! The Outdoors & Location: Step outside to your sprawling, private backyard oasis complete with a 2-car attached garage. Perfectly positioned in Spotsylvania with lightning-quick access to I-95, local shopping, dining, and historic downtown Fredericksburg Schedule your tour today—this one will move fast!