UPDATED, WELL MAINTAINED Colonial just blocks from Dolphin Beach and the Commuter Bus Stop on Ashgrove and Waterway! New Roof in 2018, New Carrier Smart System HVAC in 2024. The entire main level has been re-floored in an attractive wide-plank water/scratch-resistant laminate, and the home has been painted neutral colors throughout. The kitchen was just updated in 2024 with elegant Soft-close Cabinets, a Center Island, Quartz Counters, Stainless Steel Appliances and a space-saving storage/seating bench in the picture window. This Hub-of-the-home is open to the Family Room and a sizeable formal dining room. The family room features a fireplace with high-efficiency wood stove insert, and sliding glass doors that open to a spacious deck. Also on the main level is a formal living/flex space and a half-bath. On the upper level you'll find Four Bedrooms and Two Full Baths. The Primary suite has a newly-updated attached bath with a double-sink vanity, a walk-in shower, just-installed carpet and multiple closets. The other three bedrooms share a hall bath with a tub/shower combo. The WALKOUT LOWER LEVEL provides tons of storage and opportunity for equity-earning improvements. The back yard is grassy and flat. In addition to the deck, it features a a large patio off the lower level, planting beds on the side of the home, and a storage shed under the deck. Montclair amenities include a 109-acre stocked lake with 3 sandy beaches, boat ramp, boat storage, fishing piers, playgrounds/tot lots, ball fields, exercise stations, new dog park, 18-hole golf course with full-service Country Club, ...the list goes on! Easy access to I-95 and nearby commuter lots/buses make it easy to commute to DC, the Pentagon, and beyond. Special financing is available through Project My Home offering LENDER PAID 1% interest rate reduction for the first full year...or take the cash value and apply to your closing costs! Home is currently enrolled in a premium home warranty with the option to transfer to buyer at closing.