Skip the builder wait-and lock in a lower rate. This Craftsman-style rambler offers a rare 5.5% assumable VA loan and is now offered at a price point that's hard to match in today's market. Built just last year, the sought-after Concerto XL plan by Symphony Homes delivers a clean, modern layout with all the major upgrades already complete, including a finished backyard, completed basement, and thoughtful enhancements throughout-giving buyers more value from day one. It's also located in a highly desirable community with a very private pool, which is rare for a small, low HOA. The main level features vaulted ceilings and an open layout that feels connected without sacrificing space, along with a kitchen designed for hosting with a large island, quartz countertops, and abundant cabinetry. The primary suite offers a true retreat with a tray ceiling and a well-appointed bath with separate tub and shower. The basement provides a bright, open lower level with a large game room and is already plumbed for a future wet bar. Additional features include a fully finished backyard with a large patio, RV pad, solar panels, Google Fiber, water softener, reverse osmosis system, and permanent holiday lighting.