This beautiful new construction home offers modern finishes, a functional layout, unfinished basement, and the convenience of NO HOA. The home is complete with front yard landscaping, making it easy to move in and enjoy from day one. The advertised 4.99% rate is a fixed interest rate for a 30-year term and reflects an annual percentage rate (APR) of 5.09%. Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage to qualify. A temporary buydown reduces the monthly payment during an initial period; after the buydown period ends, the payment increases to the amount due at the 4.99% note rate and remains fixed for the remainder of the loan term. Rate and APR assume a 740 credit score, and are effective as of 7/23/2026. Actual rate and APR depend on borrower qualification and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms.