Assumable 2.75 rate available...estimated payment around $1,900/mo. A rare financing opportunity paired with a motivated seller. 9946 Cowboy Lane offers over 2,600 SQFT, 4 bedrooms, 3 full baths, a main-floor study, game room, and a true downstairs en-suite. Inside, the home features an open concept layout with a kitchen that flows directly into the dining and living areas. Granite counters, a large island, plenty of cabinets, crown molding, and tile flooring throughout the main level (except the en-suite) give the home a clean, functional feel. Upstairs includes an oversized primary suite with a coffered ceiling and extra space for an office or workout nook, plus a 5-piece bath and large closet. Secondary bedrooms and the game room sit close to the upstairs laundry for easy convenience. The backyard offers usable space without heavy upkeep. Located in Davis Ranch, close to the community pool, park, schools, dining, and shopping. Motivated seller and priced below county assessed value, this home delivers strong value with unbeatable financing advantages.