This community-based Seller creates wealth via home ownership for NON-INVESTOR BUYERS who have RESTRICTED INCOME and have NOT OWNED A HOME IN 3+ YRS. Seller pays Title and Survey AND there's up to $145K down payment (& closing cost) assistance available to those who meet criteria! This whopping amount of assistance keeps the loan more affordable, nearer $235K! IMPORTANT NOTE: you MUST BE A HOUSEHOLD of 2 OR MORE to satisfy Lender conditions for this purchase...considering price, interest rates, property tax-insurance and strict debt-to-income limits. EXAMPLES of RESTRICTED INCOME (80% of Area Median): Households with 2 people can earn maximum $75,100 gross income - 3 no more than $84,500 - 4 is a max of $93,850 – 5 is $101,400 max. CONTACTING YOUR REAL ESTATE AGENT IS STEP ONE - they have quick MLS access to income charts, program details, qualifying info...and referral to a Lender with an extremely competitive rate. FORMAL LENDER APPROVAL IS STEP TWO. After that, your Agent can show you this amenity-rich 1407-sqft ONE STORY located in a neighborhood with a proud History. The property has uber curb appeal, covered front rain-porch, fiber cement siding, 3 beds, 2 full baths, 1-car garage with automatic opener. Inside, the Kitchen is wide OPEN to living-dining rooms with stainless-black appliances, water line to fridge, microwave, vent mechanism, dishwasher, disposal, massive counter-height island eating, sizable pantry. Primary is ensuite with sliding glass door, double sinks, walk-in closet, ceiling fan. All countertops are Quartz. Laundry is separate, full-size with shelving, drip-dry. PERKS! Kwikset smart lock, ring doorbell, foam insulation, LED lighting, low-E dual glaze energy efficient windows, woodsy luxury vinyl plank, 2-inch white blind window coverings, programmable digital thermostat, 16 SEER ARI rated system heat pump, electric water heater, gutters, curbs. 1-2-10 Builder’s Warranty is included. CALL YOUR REAL ESTATE AGENT DIRECTLY FOR MORE INFORMATION!