This well-built lakefront home on Lake Kiowa offers a versatile split-level design and waterfront living in a quiet cove that opens to the main lake. The upper level features a spacious living room, dining area, and kitchen that flow together and open to a balcony with beautiful lake views—perfect for relaxing or entertaining. The entry level includes three bedrooms, two full baths, and a laundry room, highlighted by a master suite with a private balcony showcasing stunning lake views. The lower level provides a large open second living area or game room with a half bath, a small office area, and a generous walk-in closet offering excellent storage, with sliding doors that open to a walk-out patio and direct access to the lake and boat dock. Both upstairs and downstairs living areas feature wood-burning fireplaces with Heatilators that blow the warm air creating cozy gathering spaces on cooler days. The kitchen is move-in ready with like-new appliances and granite countertops, while the rest of the home offers an opportunity for cosmetic updates to make it your own. Owned by the same family since construction, this solid home also features a built-in golf cart shed, a circle drive with ample parking, and a location that provides easy access in and out of the Lake Kiowa community—ready for years of family lake fun.