Only a 5-minute walk or 1-minute drive from the beach, this inviting coastal gem on a 20,000 sq ft lot makes the perfect vacation home or rental. The home comes partially furnished and can function as 2 completely separate apartments, allowing rental of one or the other for flexible income. Upstairs has 2 bedrooms, a full bathroom, a spacious kitchen w/ stainless appliances, breakfast room, living room, and laundry hookups. The covered deck offers relaxing peek-a-boo beach and bay views, ocean sounds, and chances to spot sea birds from the nearby sanctuary. Downstairs is a bonus area w/ 6'3" ceilings, living room, kitchen, full bath, laundry room, and bedroom. The property has space to park several cars, boats, or RVs, plus a fully fenced backyard w/ rust-resistant chain link, 3 storage units, an AC workshop/fishing shed, and a bay-facing deck. The alarm system can arm the whole house or each level separately. Optional HOA provides a boat ramp and pavilion.