Step into comfort, style, and savings with this beautifully maintained 4-bedroom, 2.5 bath home offering a VA ASSUMABLE LOAN at a 2.25% interest rate-a rare opportunity in today's market. Just a few updates include: recent roof replacement (2022), an upgraded Nelsen Water Softener system with extended lifetime warranty (8/23), and a 2022 HVAC system with recently cleaned & sanitized ducts and vents, upgraded in March '25 with UV sanitation & air purifying Solaris system. At a generous 2500+ SF, this Saddle Creek Ranch gem is move-in ready with peace of mind built in. Beautiful engineered bamboo hardwood flooring greets you upon entry, flowing from the dining room/flex space into the living room that is anchored by a lovely stone fireplace. The kitchen allows for plenty of seating at the breakfast bar, or adjacent seating area, featuring neutral tile floors, stainless steel appliances & a spacious W/I pantry-making cooking and gathering effortless. Head upstairs to find a roomy loft with balcony access, creating the perfect setting for a home office, playroom, or relaxation space. All bedrooms are generously sized, offering comfort, privacy, and flexibility for any lifestyle. Step outside and enjoy your backyard oasis with a covered patio & extended slab with pergola-ideal for BBQs, lounging, or hosting under the stars. Located on one of the deepest lots in the neighborhood, there is plenty of room to customize your outdoor space to fit your needs. Nestled in an active community, you can join your neighbors for summer Movie Nights at the community pool, enjoy walking trails, the playground, the clubhouse, basketball court, & the catch and release ponds! Located within the top-rated SCUCISD, you're just minutes to Steele High School, HEB, restaurants, shopping, movies & entertainment, and Randolph AFB with quick access to I-35. From its unbeatable financing option to the functional layout and upgrades, this is a home you'll love for years to come.