An exceptional value you won't find again. Bought for $1,037,000 just over three years ago, this home is now priced at $950,000- an uncommon opportunity in today's market to acquire a high- quality home below both its recent purchase price and replacement cost. This home offers the benefit of being built in 2017, giving you a newer, modern feel without the wait of new construction. The attention to detail is noticeable the moment you walk in, with the arched entryway ceilings, wide-plank engineered hardwood floors, and a bright, open floor plan that feels welcoming from the start. The kitchen features a large island with quartz countertops and opens seamlessly to the living and dining areas. Just off the main living space is a dedicated office, perfect for working from home or enjoying a quiet retreat. You'll also appreciate the all-season sunroom and outdoor Trex deck—both oriented to capture peaceful lake views throughout the year. The primary suite includes a beautifully tiled shower and a spacious walk-in closet. Each of the three bedrooms has its own full bath, offering privacy and comfort for owners and guests. The lower level provides a fantastic entertaining space and includes a golf cart garage with easy drive-out access to the street below. An additional unfinished room offers great flexibility for storage, a workshop, or a home gym. Located on Hummingbird Drive—a quiet, tucked-away street near the end of the community—traffic is minimal and the setting is serene. Covered boat slips are within walking distance or a short golf cart ride, making lake days effortless. Situated within Rarity Bay, a premier gated community on Tellico Lake, residents enjoy an active, friendly lifestyle with amenities including a pool, fitness center, tennis and pickleball courts, an onsite restaurant, and a wide variety of clubs and social events. It's a community known for welcoming new neighbors and offering a true sense of connection.