Charming ranch-style retreat with year-round water views and direct access to adjacent TVA property--a rare opportunity in Soddy Daisy! This beautifully maintained home offers the perfect blend of comfort, functionality, and scenic living. The main level features 3 spacious bedrooms and 2 full bathrooms, along with a beautifully remodeled kitchen (2014) showcasing high-end appliances and thoughtful updates. Just off the kitchen, enjoy the heated and cooled all-season room, enclosed in 2022, providing the perfect space to relax in every season. Step outside to the full-length covered porch, where breathtaking waterfront views take center stage--ideal for morning coffee or evening sunsets. The home also includes an attached two-car garage and extensive attic storage running the length of the house, offering plenty of room for organization and convenience. On the first floor there are also washer and dryer hookups as well. Downstairs, the finished basement provides exceptional flexibility with its own kitchen and living area, perfect for extended family, guests, or a separate living space. The basement also includes an additional bedroom and bathroom, plus an attached single-car garage. Out back, you'll find a fenced yard ideal for pets, along with a dedicated potting room complete with electricity, water, and drainage--a dream setup for gardening enthusiasts. With its unique waterfront setting, multi-generational living potential, and thoughtful upgrades throughout, this home is truly a rare find. Don't miss your chance to make 13651 Tonja Ln your own!