WATERFRONT UNDER $400K! Enjoy single level living on the Cumberland River in this beautifully maintained 3 bedroom, 2 bath home with a 2 car garage. Relax on the screened-in deck and enjoy the sunsets from your own backyard! The open floorplan features 10 foot ceilings in the living room, a woodburning fireplace, and no carpet anywhere—just hardwoods and luxury vinyl plank flooring throughout. The freshly painted interior, remodeled bathrooms, and upgraded lighting give the home a fresh, updated feel. Outside, the fenced backyard directly overlooks the Cumberland River, creating a peaceful setting for enjoying the outdoors, where you can watch boats cruise by, spot wildlife (pair of bald eagles to watch!), and take in beautiful sunsets. The community also offers a clubhouse, pool, and tennis courts, and you're conveniently located near Hermitage Golf Course. The 2-car garage includes a workshop that remains, perfect for hobbies, projects, or extra storage. Refrigerator, washer, and dryer remain. Roof replaced in 2023. Flood insurance is required and is approximately $900 annually. Per the seller's knowledge, the property has never flooded, including during the 2010 flood. River views, a screened-in deck, fenced backyard, resort style community amenities, and single level living—all at an incredible price point!