Welcome to Serendipity, a charming 3-bedroom, 2-bath river home in the sought-after Lost Creek community, just off the main channel of the Tennessee River/Kentucky Lake. Conveniently located off Hwy. 100, only minutes from downtown Decaturville and just 2 miles from Cowboy’s Steak House. This move-in-ready home offers stunning water views from three spacious decks, perfect for relaxing or entertaining. The exterior features classic river-cabin charm, a screened-in porch, paved driveway, basement 2 car garage for your boat, golf cart, or ATV, plus a 10x12 storage shed with electricity. Inside, authentic bald cypress “pecky” wood walls create a warm cabin feel. The open floor plan with a kitchen bar is ideal for gathering with family and friends, while the spacious primary suite features a cozy fireplace. All appliances, furniture, and much of the décor convey, making this a true turnkey property. The home is on city water and has a newer septic system installed by the current owner. One of the best features is shared ownership in 8 acres of waterfront property across the street, shared by only seven owners, providing breathtaking, unobstructed water views that cannot be blocked. Enjoy easy access to Beech River, the Tennessee River, and Kentucky Lake from the private boat ramp. Whether you love boating, fishing, kayaking, swimming, or simply relaxing by the water, this property offers it all. Located on one of Bill Dance’s favorite fishing destinations, it’s a dream for outdoor enthusiasts. Just two hours from Nashville and Memphis, this home is perfect as a full-time residence, weekend getaway, vacation home, or investment property. Don’t miss this rare opportunity to own a fully furnished river retreat with water views, water access, and endless recreation—all for under $200,000. Schedule your private showing today and discover why this home is perfectly named Serendipity!