Assumable loan at 2.75% interest! Welcome home to 3825 Cross Lane SE, Cleveland, TN 37323--a charming and updated 3-bedroom, 1-bath single-family home in Bradley County offering comfortable living space plus outdoor features that truly set it apart. This property is a great fit for a first-time buyer, downsizer, or investor looking for a move-in-ready home in Cleveland. Step inside to a functional layout with bamboo hardwood flooring and a large, inviting living space, perfect for lounging and entertaining. The kitchen is a standout with granite countertops, tile flooring, white cabinetry, stainless steel appliances, and a center island with bar seating--perfect for casual meals, entertaining, or meal prep. The bathroom features a clean, updated look with a tiled tub/shower surround, modern vanity, and upgraded lighting. Three bedrooms at the end of the hallway provide options for additional living space, workspace, or flex space to use as you see fit. Outside, enjoy both a front porch and back porch, plus a fully fenced backyard ideal for pets, play, and privacy. The backyard is designed for relaxing and hosting with a deck seating area and outdoor gazebo, creating the perfect spot for grilling, gatherings, or unwinding after a long day. Need storage? You'll love the attached carport for covered parking and additional storage shed in the back yard--great for tools, lawn equipment, and seasonal items. Convenient Cleveland location with easy access to shopping, dining, and everyday amenities. You don't want to miss this well-maintained and competitively priced home. Schedule your showing before it's gone! Buyer to verify all information deemed important, including square footage, school zones, and utilities.