Enjoy the freedom of no HOA in an established Cleveland neighborhood--an increasingly rare opportunity. This well-maintained home offers a comfortable, functional layout with an inviting main level that flows seamlessly between the living area, kitchen, and dining space. Natural light fills the home, highlighting thoughtful details like tray ceilings and creating a warm, welcoming feel. The kitchen features generous storage, including a large pantry, making everyday living and entertaining easy. Each spacious bedroom includes its own private bathroom and oversized closet, offering both privacy and convenience. Step outside to the patio and fenced backyard--perfect for relaxing evenings, pets, or hosting friends. Conveniently located near shopping, dining, and major routes, this home combines accessibility with the flexibility and freedom of living without HOA restrictions.The property may also offer the opportunity to assume the seller's existing USDA loan at a 5.75% interest rate.