Where the financing is worth as much as the finishes. This all-brick 1967 ranch in established Birchwood carries an assumable VA loan at just 4.625% - a rare rate in today's market for qualified buyers (subject to lender approval). Inside, a 2022 top-to-bottom refresh shines: updated kitchen with dark cabinetry and stainless appliances, new vinyl-plank flooring, fresh paint, and a newer HVAC - all major systems just ~3 years young. Easy single-level living offers 3 bedrooms and 1.5 baths, plus a spacious 13x22 lower-level rec room for a home office, gym, or den, a covered porch, and a storage shed. Solid all-brick means low maintenance and lower insurance, and there's NO HOA. City water and sewer; all appliances convey. Tucked on a quiet street in the Fort Campbell corridor - minutes to the main gate, I-24, shopping, and dining, and zoned for Freedom Elementary. CSM Sidney R. Brown Park is just down the road. Move-in ready - come see why this one stands out.