Welcome to 3431 Hall Street, a brick ranch located in the quiet and coveted Stuart Heights neighborhood. This location offers the best of both worlds, peaceful residential living with quick access to the Northshore, Downtown Chattanooga, and Hixson. With 3 bedrooms and 2.5 bathrooms, this home presents a fantastic opportunity to build equity through thoughtful updates and repairs. The property is priced with that in mind, as the next owner may want to address items like a new roof, soffits, and other improvements. The finished basement features a convenient partial kitchenette/bar area and offers flexible space for a game room, home office, media area, or extra storage. A one-car garage provides off-street parking, and the covered patio with a privacy wall is ideal for enjoying your morning coffee or relaxing outdoors in the shade. The fenced backyard offers plenty of space for pets to run and play. Enjoy the walkable neighborhood with nearby schools and amenities like Sidetrack restaurant just around the corner. A convenience store and gas station are nearby, and you're just minutes from local favorites like Brothers Bagels, Food City, an Asian Food and Gifts, and Infinity Flux comic book store. Local lenders are preferred. Schedule your showing today and explore the potential of this well-located Chattanooga home.