Highly sought-after Villages at White Oak! Nestled at the end of a quiet cove on nearly 1/2-acre lot, this exceptional home offers space, style, & functionality. Featuring 5 br, 3.5 ba, a private office, & a 3-car side-load garage, the flexible floor plan is ideal for everyday living & entertaining. The spacious primary suite offers a luxurious retreat with a spa-like bath & oversized walk-in closet. A 2nd downstairs br w/private bath is perfect for guests or multi-gen living. Openconcept design centers around a stunning floor-to-ceiling stacked stone fireplace, soaring ceilings, and abundant natural light. The kitchen features granite countertops, a large island, gas cooktop, double ovens, & a walk-in pantry. Neutral finishes, updated bathroom vanities, & an immaculate interior make this home move-in ready. A NEW ROOF. Enjoy the extra-long driveway, spacious backyard, covered patio, & one of the largest lots in the neighborhood. Assumable 2.99% FHA Rate available to qualified buyer.