No HOA! Welcome home to this beautiful brick ranch with a hand full of updated features, making everyday living easy! Featuring 3 bedrooms and 2.5 baths, with the roof being less than 3 years old, the HVAC was just replaced in 2022 and the tankless water heater was just installed in 2024. The floors are also less than a year old! The converted garage adds valuable square footage--perfect as a 4th bedroom, home office, game room, or cozy second family room. Step outside to a huge back patio built for weekend BBQs, outdoor fun, and entertaining guests, plus a 10x10 detached shed that provides great storage or potential workshop space. Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buy down!