This is the one you've been waiting for! NO HOA | X Flood Zone | Income-Producing ADU!!!!!Well-maintained 5BR / 3.5BA home in the desirable Otranto neighborhood, centrally located to all areas of the Tri-County. The property includes an ADU that can be used as a short-term rental, offering excellent income potential or flexibility for multi-generational living.The main home features three bedrooms upstairs, a main-level MIL suite, and a FROG used as the fifth bedroom. Traditional floor plan with formal living room, eat-in kitchen, and family room with wood-burning fireplace. You have to see the kitchen!!! It's has been fully renovated with custom cabinetry, quartz countertops, custom pantry, GE Cafe appliances, and upgraded hardware.Outdoor features include gas line to porch for grilling, and privacy-fenced backyard. Major upgrades: Encapsulated crawlspace (2020), new roof (2019), tankless water heater, upstairs HVAC replacement, and bathroom renovation (2018). A rare opportunity with no HOA restrictions, strong income potential, and versatile living space.