Tucked away on a rare street-to-street lot in the desirable X flood zone, this charming Folly Beach retreat offers easy one-level living plus a private SECOND UNIT with its own kitchen, entrance and parking--an uncommon island gem. Perfect set up for supplemental income, a mother in law suite or a guest space. The main home features 3 bedrooms and 2 full baths, while a private SECOND UNIT (mother in law suite / rental opportunity) offers a spacious 1-bedroom layout with full kitchen, living and dining areas, screened porch, outdoor shower, and dedicated parking on the backside of the property. To enter the main home from E Erie follow the brick path beneath a blooming jasmine arbor to a colorful cottage that instantly feels like an escape.Enter through the spacious but cozy front porch, perfect for relaxing, reading and bird watching. Inside, a stunning 31x15 great room with soaring cathedral ceilings flows effortlessly into a bright, coastal-inspired kitchen featuring an oversized island, 6-burner stove, and eye-catching tile that reaches the ceiling. The thoughtfully designed layout flows with ease--an open living and dining space made for entertaining connects seamlessly to the kitchen and wet bar. Beyond, you'll find a cozy bedroom, full bath, charming coffee nook, a second bedroom, an oversized laundry room, and a dream-worthy walk-in pantry. The primary suite is a serene retreat, complete with two walk-in closets and multiple glass doors that open to private and screened outdoor spaces--perfect for soaking in the island breeze. Out back, the magic continues. A sprawling screened porch overlooks a lush, tropical garden designed for both privacy and play. Wander down to a tucked-away deck, unwind beneath the tin-roof cabana, or rinse off in the oversized outdoor shower after a sandy stroll home from the beach--just a few blocks away. Thoughtfully landscaped with swaying palms and surrounded by a tall privacy fence, every corner of this property feels like a hidden coastal sanctuary. Tucked behind the cabana, you'll find a custom tin-roofed storage building along with an additional Tuff Shed. A 10-foot fence surrounds most of the property, enhancing the feeling of seclusion and calm. The garden's side entrance features a unique walkway crafted from historic marble sourced from the South Carolina State House in the 1800s. Sitting at 19.5 feet above sea level, this lot is also one of the highest points on the island. The charming attached guest/mother-in-law suite offers a private bedroom, full bath, and open living space, complete with its own screened porch and outdoor shower--perfect for guests, extended stays, or generating rental income. Endless possibilities await. * No Flood Insurance Required * Meticulously renovated in 2020 * Installed impact glass windows * Fully reconfigured kitchen with Charleston-inspired tile * 10-foot privacy fence with custom gates enclosing the entire yard for added security and seclusion