No HOA! Turnkey 3-unit income property in the heart of the Poconos, just steps from Tobyhanna Lake. This rare opportunity includes a 3BR/1.5BA ranch, a separate 2BR/1BA cottage, and an efficiency--an ideal setup for maximizing short-term rental revenue with multiple income streams. Located in Coolbaugh Township and surrounded by state gamelands, the property benefits from strong year-round demand driven by lake access and outdoor recreation. A unique blend of flexibility, location, and high-performing STR potential makes this a standout for serious investors. Seller has priced this property for a quick sale and is ready to make a deal. Bring your offers--this opportunity won't last long!