Adorable chalet-style home nestled in the desirable Stillwater Civic Association--an STR-friendly community perfect for both personal enjoyment and investment potential. Flooded with natural sunlight, this charming retreat offers incredible potential and a warm, inviting atmosphere throughout. The quaint kitchen flows seamlessly into an open-concept living space, highlighted by a stunning stone wood-burning fireplace--perfect for cozy nights in. The main level features two comfortable bedrooms, while the upper-level loft provides additional living space complete with a half bathroom--ideal for guests or a private retreat. Enjoy peaceful surroundings while taking advantage of the community's impressive amenities, including two lakes (one for swimming and one for boating), a beach area, playground, basketball court, pool, and outdoor recreation. Golf carts and UTV'S are permitted, making it easy to explore and enjoy everything this vibrant community has to offer. Over the years, the owners have installed new windows, a roof, and siding. Public sewer and private well.