Smart Investment or Ideal Starter Home in the Heart of Howard. Looking for an affordable opportunity with big potential? This solid 2-story home in the charming town of Howard offers just that & more. Nestled on a flat lot with a backyard that backs to Howard Elementary School, delivering both convenience & comfort. Step onto the cozy covered front porch or unwind on the covered side deck, ideal for enjoying quiet mornings or evening gatherings. Inside, you’ll find a spacious living room with warm pine floors & an inviting eat-in kitchen featuring ceramic tile flooring & washer/dryer hookups for added ease. The family room also boasts pine flooring offering flexible space for relaxing or entertaining. There is also a remodeled first-floor full bath with a new vanity, toilet, tub/shower & ceramic tile following. The hardwood staircase leads you upstairs were you will discover 3 bedrooms (2 with oak hardwood floors & one carpeted) plus a home office, perfect for remote work. Additional highlights include double-pane replacement windows, oil forced-air heat, a walk-up unfinished attic & a full unfinished basement for extra storage. A backyard shed is included for your tools & toys. Enjoy the charm of small-town living with the added bonus of outdoor recreation just moments away, with close proximity to the community playground & West End Park with fishing & boat access to Sayers Dam. Adventure awaits just 3 minutes away at Bald Eagle State Park. You're also conveniently located within 16 miles of Lock Haven University, 13 miles from Historic Bellefonte & 21 miles to Penn State University. Whether you're starting out or adding to your rental portfolio, this property is packed with promise.