The coveted Monaco model in the prestigious 55+ Gated Community of Riviera at Concord has both a loft and partially finished walkup basement. This home is stunning, blending elegance with comfort, exuding attention to details and you shouldn't miss any of them. Let's start with the entrance. Custom exterior railing leads you to the Pella Front Door. Entering the foyer, notice the hardwood flooring throughout the first floor and 12 foot ceilings extending into the formal living and dining rooms creating a grand, airy atmosphere with custom drapes and crown molding. Continue through and the home opens up to a custom kitchen with 42" cabinetry - Woodmode - and the added bonus of 9 feet of base cabinets for pantry storage. The kitchen features granite counters, tile backsplash and upgraded Kitchen Aid appliances. The spacious kitchen is open to the breakfast room -notice the sunburst plantation shutters- the two story family room with gas fireplace as well as the sunroom, with upgraded Anderson sliding door, affording access to the oversized Trex deck with a convenient retractable awning controlled by a wall switch. The first floor Master Suite is just that, sweet! There is ample closet space and the bath includes a soaking tub and shower. Both the Master bedroom and additional first floor bedroom feature premium Anderson Acclaim windows which have been replaced within the last year.Rounding out the first floor you'll find a hall bath and laundry room with 42" cabinetry and cast iron Kohler laundry sink in base cabinet. Access to the two car garage is found here with a bonus door to the exterior and a row of Oak base cabinets for storage. Let's continue touring this beautiful home and head up to the second floor where you'll find an open loft space to be used as an office, sitting room or whatever need you might have. There is a large guest bedroom and full bath and the most amazing finished walk-in closet. We aren't done yet. The lower level is partially finished. It is a daylight walk up with an upgraded Anderson French door. There is a lovely area with Oak base cabinetry and granite countertops, along with additional closets. There is also a substantial unfinished portion providing tremendous storage. including heavy duty extra-deep shelving, along with adjustable metal shelving along the perimeter. It's a lot to take in but note that the bathroom vanities, faucets, medicine cabinet and light fixtures have been upgraded, ceiling fans added and all light fixtures, inside and out have been upgraded. Plantation shutters gracing the sunroom, kitchen, family room, Master Suite and second bedroom create a pattern of natural light throughout the home. This well maintained home has a two zone HVAC system which is four years old. You will note that the home has exceptional storage space The home exudes elegance and is located in one of the most desirable communities in the area. Make sure you visit the Clubhouse and see the full size indoor and outdoor pools with whirlpool and Sauna, workout room, tennis and bocce courts. Convenient location to shopping and airport, with easy access to major highways.