1.12 acres, 4 bedrooms, a 2 car garage, and a whole house generator in the Pocono Mountains for under $400K w/ LOW HOA fees (only $50/mth). That combination is harder to find than you'd think. Set in the quiet Lenape Hills community in Effort, PA, this is a Monroe County address with easy access to the lakes, state parks, and outdoor recreation that draw buyers from the Philadelphia area and the New York and New Jersey metro every season. Just 10 minutes from everyday shopping and located in the Pleasant Valley School District, it works equally well as a year round home or a seasonal retreat that actually has backup power when the grid disagrees with your weekend plans. The traditional two-story design features a brick and vinyl exterior, covered front entry porch, rear deck, attached 2-car garage (approx. 425 sq ft), and a paved driveway with ample parking. Inside, the main level is arranged for real-life functionality. A living room, formal dining room, and family room with pellet stove and sliders to the back deck create distinct yet connected spaces for everyday life. The kitchen combines granite counters, tile backsplash, and a breakfast nook with room for cooking, conversation, and casual meals. A powder room on this level handles the rest. Upstairs, the primary suite includes a double-showerhead rainfall shower, walk-in closet, and washer/dryer hookups located where the laundry actually accumulates. Three additional bedrooms and a full bath are ready for whatever you need them to be. Comfort and resilience are built in: electric baseboards, HVAC mini splits, a pellet stove, and a whole-house generator provide flexible heating and cooling plus backup power. The full unfinished basement offers room for future expansion or generous storage. Bring your personal touches and make it yours.