No money down - 100% financing options available! This is not a condo, no HOA! Discover the perfect blend of modern elegance and convenience in this stunning home, ideally located just 0.3 miles from all your favorite amenities, including coffee shops, grocery stores, parks, trendy boutiques, and delightful restaurants. Step inside and be captivated by the beautifully designed kitchen, featuring warm cabinetry, exquisite tilework, sleek black finishes, and gleaming stainless steel appliances. The kitchen seamlessly opens to the dining area and inviting living room, making it an entertainer's dream or a cozy space for relaxation. Enjoy effortless indoor-outdoor living with a slider leading to your private yard. Upstairs, you'll find a bright and airy primary suite, along with an additional spacious bedroom, both illuminated by lofty ceilings and expansive windows that invite natural light. Don't miss this opportunity to call this gem home! Enjoy the peace of mind that comes with new construction, complete with a 1-year builder warranty from a reputable local boutique builder. (List price is subject to the buyer qualifying for the Portland Housing Bureau - System Development Charge exemption program to promote affordable housing in Portland, call for more info.) Need a little help with your down payment? Our friends at Umpqua Bank have their Umpqua Neighbors and Legacy Builder down payment assistance programs to help make your dream home a reality!