Land for sale inside the city limits of Hermiston under $100,000 is rare, and this property also offers the added advantage of seller financing, creating an opportunity for buyers looking to build or invest. The lot is zoned R3 and sits next to two established stick-built homes, providing helpful context for the surrounding development and the character of the neighborhood while still allowing buyers to explore their own plans for the property. Electricity and water are available along Orchard St. Buyers are encouraged to complete their own due diligence with the City of Hermiston regarding sewer availability, easements, zoning allowances, building requirements, and any other development considerations. Seller financing terms are available with an asking price of $60,000, $12,000 down payment, 7.5% interest rate, amortized over 30 years with a balloon payment due at year 10.