Country living within city limits! Nestled on a generous 1.08-acre lot, this charming 5-bedroom, 2-bath farmhouse offers timeless character, modern comfort, and exciting future potential. Step inside to discover a warm, inviting layout that supports main-level living with a large kitchen and breakfast nook, formal dining room, living room, family room, bedroom, and full bath. Upstairs, you’ll find the primary suite, three additional bedrooms, a second full bath, and a cozy sitting area—ideal for a home office, reading nook, or play space. Enjoy year-round comfort with a heat pump, and relax by the pellet stove on cool winter days. The basement provides ample room for storage or a workshop, while the detached garage, complete with its own electrical panel, offers flexible space for vehicles, hobbies, or equipment. Outside, experience the beauty of country living on this premium lot featuring mature pear, plum, apple, walnut, and fig trees—something to enjoy in every season. The on-site irrigation well keeps your landscaping lush and vibrant year-round. Located near the Banks-Vernonia Trail for biking, hiking, and equestrian recreation—and with easy access to Portland, Nike, Intel, and the Oregon Coast—this property offers the perfect balance of rural charm and city convenience. Be sure to inquire with the City of Banks about the flexible zoning and development potential of this exceptional property—truly a rare find combining lifestyle, location, and opportunity. *Potential to purchase additional 0.64 acre adjacent lot, contact seller's agent for information.