This property qualifies for a USDA Loan..meaning little to no money down based on your qualifications.. Welcome to this beautifully maintained and thoughtfully updated home nestled on approximately .47 acres in Spencer! This charming 3-bedroom, 1.5-bath home with a 1-car garage offers the perfect blend of comfort, character, and functionality. Inside, you’ll find numerous updates including fresh paint, remodeled bathrooms, updated flooring, and stunning knotty alder trim work that adds warmth and custom character throughout the home. The cozy living area features a fireplace, and both the TV and fireplace will remain with the property, making it even more move-in ready. The kitchen comes equipped with a refrigerator and microwave that stay, along with a washer and dryer that are only 3 years old. Additional upgrades include an HVAC system replaced in 2019 and serviced yearly, plus a hot water tank replaced in 2021 for added peace of mind. Unique features throughout the home include cedar-lined closets and a dedicated arts and crafts closet perfect for hobbies, organization, or extra storage. The property is also equipped with an aerobic septic system. Situated on a spacious nearly half-acre lot, this home offers room to relax, entertain, and enjoy a peaceful setting while still being conveniently located near city amenities. Don’t miss the opportunity to own this well-cared-for home full of charm, updates, and thoughtful details throughout!