ASSUME A 4.75% VA LOAN — Custom Modern Farmhouse in Charter Oak Schools Qualified buyer takes over the existing loan instead of financing at today's rates — real money back in your budget every month, for the life of the loan. CUSTOM BUILT 3 years ago. Board-and-batten exterior, black standing-seam porch roof, dormers, painted brick, and a rocking-chair porch on a private .75-acre lot in Guthrie, with PLENTY of driveway and side-entry 3-car garage. The great room: VAULTED ceiling, stained wood beams, iron ring chandelier, and a stacked-stone wood-burning fireplace rising to a shiplap chimney. Floating shelves and a beverage bar with wine fridge flank it; black-framed sliders open to the covered patio — cathedral ceiling, timber trusses, string lights, mounted TV, and a fenced dog yard under mature trees, open lawn beyond. The KITCHEN: stained-wood island under quartz, shiplap vent hood on beam-and-corbel brackets, marble hex backsplash, pot filler, double wall ovens, glass-front uppers, wine lattice, coffee bar. A walk-in pantry with window, wood shelving, and butcher-block prep counter keeps counters clear. Barn door to the dining room. FOUR bedrooms, 2.5 baths. The primary: tray ceiling, hardwood, two separate stained-wood vanities under quartz, round black mirrors, black hex floors, and a dual-head subway-tile shower opening into a fitted walk-in closet with shoe walls and double hanging. The secondary bath splits a double vanity from the tub and toilet — a win with kids. Add a study behind stained French doors and, upstairs, a vaulted bonus room with an office nook and storage behind a barn door — playroom, media room, or fifth sleeping space. The builder didn't cut corners: mudroom with chalkboard lockers, and a utility room with patterned cement tile, quartz, sink, hanging rod, built-in dog kennels, and a pet feeding station with pot filler. CHARTER OAK Schools, acreage privacy, and a payment today's rates can't touch.