Assume the seller's 4.5% VA loan — a rare opportunity for a qualified buyer to skip today's higher rates and keep payments well below a new mortgage — and an ideal fit for military families serving at nearby Wright-Patterson AFB. This move-in-ready 2019 ranch in Tipp City's sought-after Carriage Trails community offers immediate occupancy and approximately 2,585 sq ft of finished living space (3,132 sq ft total). Single-level living done right: an open-concept main floor with fresh paint and durable LVP flooring (extra flooring conveys), centered on a bright kitchen with a granite island, bar seating, dark espresso cabinetry, stainless steel appliances, a brand-new microwave, pantry, and pendant lighting flowing into the great room and dining area. The split-bedroom layout gives the primary suite real privacy — en-suite bath, dual vanity, walk-in shower, and walk-in closet — with two more bedrooms and a full bath on the opposite side. Main-floor laundry; washer and dryer included. Downstairs, the fully finished basement nearly doubles your space: a 4th bedroom, a 3/4 bath, a dedicated storage room, and a large recreation area — ideal as a guest suite, in-law setup, home office, or media room. Outside, a fully vinyl-fenced backyard (extra fencing material included) with no rear neighbors backs to protected community green space. Completing the home: a two-car attached garage with overhead storage, an owned whole-home water softener, an alarm system, and a low $79/quarter HOA. Carriage Trails offers 90+ acres of open space, walking paths, and parks, and borders the 900+ acre Carriage Hill MetroPark with 5+ miles of trails. Located in Bethel Local Schools, a K-12 district with a 20:1 student-teacher ratio. Commuter-friendly: 20 minutes to Wright-Patterson AFB, 15 to Dayton International Airport, and 5 to the newly renovated Huber YMCA, with quick I-70 access. Preapproved buyers only — schedule your private showing today!