New listing opportunity in Monroe! This move-in ready 3/4-bedroom, 2-bath ranch in Whispering Oaks offers 1,544 sq ft of true one-level living in Monroe Local Schools on an approx. 0.70-acre private, flat, fully fenced lot. Set on a mature tree-lined street surrounded by more expensive homes, this low-maintenance ranch features an open floor plan connecting the living room, dining area, and updated kitchen with butcher block counters, stainless steel pro-grade appliances, tile backsplash, tile floor, island, upgraded doors, and updated hardware. The primary bedroom includes a private bath, plus updated baths, first-floor laundry, new LVP flooring in the living room and bedrooms in 2026, new roof in 2024, newer water heater, and new deck. Enjoy a rear patio, shed, no HOA, electric forced-air heat, heat pump central air, and an oversized 2-car attached garage with insulated door, private entry, and walkout to the rear yard. Convenient near I-75, 30 min to Dayton and 40 min to Cincinnati.