Welcome to 321 Harding Street — a well-maintained tri-level home offering comfort, efficiency, and peace of mind in a quiet Defiance neighborhood. This 3-bedroom, 1.5-bath home features a functional layout with multiple living levels that provide both separation and flexibility for everyday living. The lower level offers additional living or storage space, while the upper levels house the bedrooms and main living areas. The heavy lifting has already been done. The home features all new windows, a newer roof, and updated mechanical systems, including a newer furnace, central air, and water heater, allowing the next owner to move in with confidence. Pride of ownership is evident throughout, with the home having been well cared for and thoughtfully maintained over the years. Outside, the property offers a manageable yard and a location that balances a quiet residential setting with convenient access to local amenities. USDA eligible, this home presents an excellent opportunity for qualified buyers looking for affordable financing paired with a solid, move-in-ready property. If you're searching for a home where the major updates are already handled and the layout offers versatility for today's lifestyle, 321 Harding Street is one you'll want to see in person.